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Disclaimer & Terms of Use
The Medicare Notebook explains public information. It does not replace Medicare, Social Security, a licensed professional, or advice based on your complete circumstances.
Effective August 28, 2026Independent publication; no government affiliation
The Medicare Notebook is an independent educational publication. It is not affiliated with, authorized by, endorsed by, or connected to the U.S. government, Medicare, the Centers for Medicare & Medicaid Services (CMS), the Social Security Administration, or any state Medicaid agency.
Not a broker, agent, insurer, or advisor
We are not an insurance company, Medicare broker, licensed insurance agent, medical provider, attorney, tax professional, or financial advisor. We do not sell or enroll people in Medicare plans. Content is general education, not medical, legal, tax, financial, or insurance advice.
No individualized coverage recommendation
Medicare eligibility, enrollment timing, penalties, coverage, networks, prescriptions, and costs can depend on facts not known to us. No article, video, email, checklist, calculator, or reply should be treated as a recommendation to enroll, delay enrollment, switch coverage, choose a company, or select a specific plan.
Accuracy and changing information
We aim to use current authoritative sources and show the date a page was checked. Medicare rules, costs, plan details, and official guidance can change. We do not guarantee that every page remains complete or current after its stated review date. Confirm consequential decisions directly with Medicare, Social Security, your State Health Insurance Assistance Program (SHIP), or an appropriately licensed professional.
Official help
- Medicare: Medicare.gov or 1-800-MEDICARE (1-800-633-4227)
- Social Security: SSA.gov/Medicare
- Free local counseling: State Health Insurance Assistance Program
If you have a medical emergency, call 911 or seek immediate medical care; do not rely on this website.
External links
Links are provided for reference. We do not control third-party content, availability, privacy, or security. A link does not automatically mean endorsement. Always confirm that a government link ends in the expected official domain before providing personal information.
Commercial relationships
At launch, the website contains no paid affiliate links and no insurer or broker pays to influence the content. If a commercial or affiliate relationship is added later, it will be disclosed clearly near the relevant link or content. Compensation will not convert general education into individualized advice.
Acceptable use
You may link to public pages and quote brief portions with attribution. You may not copy, republish, scrape, sell, or misrepresent substantial portions of the site; bypass security controls; interfere with operation; or use the content to impersonate The Medicare Notebook or imply government endorsement.
No warranties; limitation
The site and content are provided on an “as is” and “as available” basis to the extent permitted by law. Use of the information is at your own risk. To the extent permitted by applicable law, The Medicare Notebook is not liable for decisions, losses, coverage gaps, penalties, medical outcomes, or other consequences arising from reliance on general educational content.
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